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In This Issue
John Hancock's New LifeCare Product
Genworth's New Underwriting Approach
West Coast Life's New Terminal Illness Rider
John Hanckcock Sales Strategy
Nationwide Great Program For Cancer Survivors
Final Week To Get Your AVIVA Applications In
Meet Jeremy Combs
Electronic Term Apps
Let Shaw American Complete Your Application For You With The Shaw Assist Form!  No Need To Meet With Your Client To Get Signatures, Everything Is Done Electronically For You!!
 Doing business
with Shaw American just got even easier!
 

 
Shaw American's
Great  Lineup of Life Companies:
 
American General
 A.M. Best A/S&P A+
 American National
A.M. Best A/S&P AA- 
 
 Aviva Life
A.M. Best A/S&P AA-
 AXA Equitable
A.M. Best A/S&P A- 
Banner Life
A.M. Best A+/S&P AA-  
Genworth
 A.M. Best A/S&P A
ING Life
A.M. Best A/S&P A+
John Hancock
A.M. Best A/S&P AA+
Lincoln Benefit
A.M. Best A+/S&P AA- 
Lincoln Financial
A.M.Best A+/S&P AA- 
Metlife Investors
A.M. Best A+/S&P AA- 
Nationwide
A.M. Best A+/S&P A+ 
North American
A.M. Best A+/S&P A+ 
New York Life
A.M Best A+/S&P A+ 
Prudential
A.M.Best A+/S&P AA- 
SBLI (Savings Bank Life Of Mass)
 A.M. Best A+/S&P NR
Transamerica
A.M.Best A/S&P AA- 
SunLife Of Canada
A.M. Best A+/S&P AA 
United of Omaha
A.M. Best A+/S&P AA-
West Coast Life
A.M. Best A+/S&P AA- 
 

Jon Is Giving You Another Great Opportunity To Earn Great Prizes From Shaw American!

 
Qualifications Based On 1035 Rollover or Lump Sum Cases.
 
 
Cruise Ship
  Flat Screen
Itouch
Digital Video
CobraDriver
 
 

Check out John Hancock's New LifeCare Microsite!

John Hancock has launced the industry's best reason yet to consider a life insurance policy with long-term care benefits.  John Hancock's LifeCare product is a single-premium solution that combines tax-efficient, guaranteed protection for both life and long-term care need-all in on policy!
 
 
 
Genworth's New Underwriting Approach:

360°LifeViewSM is a new underwriting approach. It represents an opportunity to further advance  industrys leading expertise while broadening Genworth's competitive positioning, especially within their targeted market.

  • Up Through $5MM of Coverage
  • Through Issue Age 75
  • Preferred Best No Nicotine Use - Table 4 mild/moderate impairment
Chronic Illness Rider Offers You Affordability, Flexibilty and Versatility With West Coast Life
Do you have clients who need death benefit protection and a more affordable solution to their chronic illness needs?

Imagine a product that combines affordability, flexibility, and versatility into one product feature!

Picture doing all of this in just one sale with your client.


John Hancock Sales Strategy:
The Power Of Lifetime Giving
Many affluent clients express a desire to provide for their loved ones "after I'm gone." Estate planners have known that one of the best ways to provide for loved ones is by planning now. Lifetime giving allows the donor to have greater privacy and probate avoidance, and may also increase the net amount passed to their heirs. This savings may further leverage through the use of life insurance to provide a substantial legacy to the client's family.
 
Can Cancer Survivors Be Rated Preferred? Yes They Can!
A Nationwide® underwriting program for cancer survivors could help your producers place cases. Our philosophy is to underwrite the individual, not the impairment, which means that cancer survivors are eligible for Preferred rates.
Here's an example of how our business-friendly underwriting makes it easier to buy and sell life insurance.
Case Study: Cancer survivor
Female, age 63, Nontobacco
Height: 5'3"
Weight: 160 pounds
BP: 130/80
Labs: all favorable
Medical history:
  • Diagnosed with breast cancer and treated with radical mastectomy in 1993
  • Final pathology report showed diagnosis of T1, N0, M0 Grade 2 Ductal Carcinoma with clear margins and no lymph node involvement
  • Good follow-up with negative findings
  • No history of other malignancies
 
Call Us Today! 
Reminder! Tomorrow is the last day to capture the old rates on the Aviva Guaranteed UL product!  Applications must be dated prior to January 24th. So please fax those into our office by Noon Tomorrow!
Meet: Jeremy Combs 
Jeremy Combs Senior Accounting & Commissions Associate
 
Jeremy was born in Louisville KY and raised in Flemingsburg KY.
He is a father of 1 beautiful girl, named Hannah Renee Combs. Jeremy loves to golf, watch sports, play with his dog and hang out with his little girl. 
 
Jeremy has been with Shaw American for almost 8 years.  Jeremy's many duties at Shaw American include All Jon's Club Compensation and processing producer contracting appointments.
 
Jeremy said "If I had one wish...It would be that my daughter grows up happy and heathy!"
 
Contact Jeremy Combs
1-800-626-5888 ext 274
Good News! 
 
Mutual of Omaha and United of Omaha's Comdex Rating has been increased to 96.  This increase along with their  A+ from AM Best, Aa3 from Moody's and AA- from Standard & Poor solidifies this company's Strong, Stable & Secure position. 

To find out more about  United Of Omaha's ratings and complete Life product portfolio, please contact me