Jonathan A Shaw, CLU
ChFC
We at Shaw American know how important it is to you to be
able to provide an array of Annuity products that guarantee
growth with carriers that have demonstrated the ability
to remain safe and secure over
time. That's why we have recently added a number of new
carriers to our product mix - all with an AM Best's rating no
less than A-, which is Excellent. Recent additions
include Reliance Standard, Sun Life, and Investors
Insurance. And we're adding more carriers each
week. Your clients will enjoy the many options
available to provide them with stable growth and security
while you will enjoy the highest compensation rates
around. A comprehensive compensation schedule will soon
be posted on our website at Shawamerican.com. For now,
you may want to contact our Annuity Specialist, Debbie Shaw at
1-800-626-5888, ext. 216 and she'll be happy to walk you
through the site. The search engine is ideal to help
find the right Annuity for your client and allows advanced
search options such as specific carriers, ratings and
guaranteed interest rates.
Debbie is looking
forward to working with each of you to ensure a win-win for
all. Be sure to call her with any questions, requests
for quotes or help with the Annuity Quotes section of our
website. | |
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Jon's $100 Million
Club
Qualifications Based
On Death Benefit on Term Cases!
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"Flexible Estate Planning & ExecBenefits
For Small Businesses"
2 CE For Kentucky ONLY!
Present:
Advanced Marketing Attorney,
David R.P. Houston, JD
It is filling up quickly, Click here to
reserve today!
When:
Wednesday July 22, 2009
Time:
Lunch 11:30 Class 12:00-2:00
Where:
Standard Country Club
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Shaw American Now Offers
Facilities For Today's Hottest  Annuity
Products!
Finally a big Annuity wholesaler right
in your own backyard! Yes, the rumors have been
confirmed, Shaw American has jumped into the Annuity
marketplace with dozens of Annuity markets, great
compensation, special incentives and the same great
professional service you have become accustomed to from
Shaw American's 50-plus years of experience in the
Brokerage Life Insurance business ! Our dedicated
Annuity Specialist, Debbie Shaw, debbie@shawamerican.com is ready to
fulfill your needs for quotes, forms, and any advanced
underwriting questions you may
have. |
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Important Product
Updates! Don't wait any longer...Rates are continuing to
increase with many of the top term
companies! Several companies have
announced product changes or updates that either have
taken place recently or will be taking place in the near
future. Here is a synopsis of companies and
changes.
Banner Life
- increased policy fee from $50 to $60
- reduced compensation on 20 and 30 yr term by 5%
- increased rates for amounts above $2,000,000
- created a new band for amounts of $50,000 to
$99,000
West Coast Life
- increased rates on Focus Term Series
- increased policy fees to $60
- reduced compensation on 20 yr term by 5%
AXA Equitable
- Discontinued Term Series 149 and term 30
- Discontinued 20,25 and 30 year Return Of Premium
Term.
- Term Series 150 introduced providing lower priced
10 and 20 year term
- Careful-Chargebacks in the first 24 months on
Athena Products
John Hancock
- increasing Protection UL-G rates from 3 to 5%
depending on age of client. (changes will take
effective July 13. To receive lower rates,
applications must be in the home office by July
31st)
ING
- increasing the pricing of their individual
Guaranteed UL (GDBUL) a much as 15%
- discontinuing their Survivorship no lapse UL
Product (GDB SUL) (these changes will be effective
August 1)
- reduced compensation on 20 and 30 yr term by
5%
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West
Coast Life Has Introduced Income Replacement
Term
The Income
Replacement Termproduct in which the death benefit
is paid in increments rather than in a lump sum. For
Example, if your client earns $250,000 per year and
wants to continue income for the family in the even of
his death for 10 years. He can purchase $2,500,000 of
income replacement term and the family would receive
$250,000 pear year for 10 years. This is a great
complement to a comprehensive insurance policy. Email one of
our marketing specialists today for more
details |
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John
Hancock Underwriting Extra-2009
Edition
Did you
know that John Hancock can offer competitive
underwriting decisions on mild impairments, such as mild
asthma or mild sleep apnea? Did you know that they
also have progressive and innovative approaches to
underwriting cancer? Learn
how to tap into new sales: click
here
John
Hancock remains a leader in underwriting prostate cancer
under a variety of treatment scenarios. Click
on the attachment to see
what can be done for your client in a "watchful waiting"
treatment
approach |
Metlife
Insures Our Troops
Metlife is proud to announce they will
offer life insurance protection to the active
duty men and women of the United
States Armed Forces. Click here for
presentation |
Lincoln Benefit's
Legacy Secure UL Product Is Great When Utilizing A 1035
Exchange
In these uncertain economic times,
customers are very cautious when it comes to large
transactions. If you have customers who are considering
a 1035 exchange, you may want to take a look at
the Legacy Secure product. It has features that may
help your customers feel a little more at ease.
An exit strategy for customers age 65 and under.
This target market will beneift for the Liquitdy
Guarnatee Rider-available at no additional cost. This
unique feature guarantees customers will receive a
significant percentage of their premium dollars back, up
to 100% in most cases, if they choose to surrender their
policy anytime after the surrender charge period.
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