Case Study Case Manager-Kevin Early 
Death Benefit $5,000,000
Survivorship Policy
This policy would have been a difficult case to underwrite without the expertise of Case Manager Kevin Early. With Kevin's experience in large impaired risk cases, he knew exactly what was needed to get the case placed..
Based on the medical records that Shaw American received prior to getting an application we quoted the husband as uninsurable and the wife table D.
The case was submitted to the home office and after the initial review the underwriter made a medical offer of Rated Table B for Mrs. Client and Table E for Mr. Client but had questions regarding the financial information. After gathering all the financial information the underwriter tried to change the final approval for Mr. Client to uninsurable. No additional medical records had been received, so Kevin knew that had to go back to the underwriter and fight to get the offer reversed back to what the underwriter had medically approved the case as. After several telephone calls and arguments with underwriting and management with they conceded and agreed to issue this policy as originally tentatively approved.
This case had an annual premium of $63,000.00 that the agent was able to place.
The home office knew that they were in the wrong and good notes and communications with the home office saved this case.
Submit your next case with Shaw American and let us do what we do best! |
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Adding More Muscle to ING GDBUL II
Late in 2007, Security Life Of Denver Insurance Company launched ING GDBUL II with competitive premiums for lifetime and less than lifetime death benefit guarantees, impaired risk pricing at 20% per table and a new Adjustable Term Rider
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AXA-New CV+ Rider!
Cash Value Plus Rider for Athena UL-DB which provides higher cash surrender values in policy years 1-8 than current Cash Value Enhancement rider (CVE), is now available for sale.
High early cash values can make advanced planning strategies look even more attractive with the Athena UL-DB Cash Value Plus rider.
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John Hancock's Increased Capacity For Older Ages on Single Life Permanent Products
Older age clients are the growing market, and today's seniors are expected to achieve unparalleled longevity. Yet the life insurance industry's capacity to write coverage on any one individual has shrunk in the past years-with the biggest impact on older clients. Except at John Hancock Life!
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$500 Bonus for 5 Life Applications With AIG Life.
What's The 5 for $500 Bonus?
Place in force 5 "off period" AIG Select-A-Term cases between December 10, 2007 and June 18, 2008 and AIG will send you $500
What's An Off period?
It's a term period other than 10, 15, 20, 25, or 30 years. Now you can select the term period that best meets your clients' needs instead of offering only what the company offers.
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