Shaw American http://www.shawamerican.com Trusted Advisor Since 1957 | The Wonder ! Writers Thu, 17 May 2012 15:21:53 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 It Is Time For You To Review Your Life Insurance http://www.shawamerican.com/it-is-time-for-you-to-review-your-life-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=it-is-time-for-you-to-review-your-life-insurance http://www.shawamerican.com/it-is-time-for-you-to-review-your-life-insurance/#comments Mon, 07 May 2012 13:59:46 +0000 admin http://www.shawamerican.com/?p=1356 How often do you contact your clients to review their personal and financial situation? Now how often should you contact your clients to review their personal and financial situation? With the 2012 Estate, Gift and Generation-skipping tax exemptions still in limbo in congress you need to make sure  your clients are prepared for either way [...]

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]]> http://www.shawamerican.com/it-is-time-for-you-to-review-your-life-insurance/feed/ 0 Who is Cardiovascular Innovation Institute? http://www.shawamerican.com/who-is-cardiovascular-innovation-institute/?utm_source=rss&utm_medium=rss&utm_campaign=who-is-cardiovascular-innovation-institute http://www.shawamerican.com/who-is-cardiovascular-innovation-institute/#comments Mon, 30 Apr 2012 17:07:10 +0000 admin http://www.shawamerican.com/?p=1291 A Public Service Announcement from Shaw American Since opening its doors in 2007, the Cardiovascular Innovation Institute (CII), a joint initiative between the University of Louisville and Jewish Hospital and St. Mary’s HealthCare has focused on the discovery, development and implementation of innovative treatments for cardiovascular disease. Their main goal is to foster a highly [...]

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]]> http://www.shawamerican.com/who-is-cardiovascular-innovation-institute/feed/ 0 What State Is The Cheapest For Long-Term Care Costs? http://www.shawamerican.com/what-state-is-the-cheapest-for-long-term-care-costs/?utm_source=rss&utm_medium=rss&utm_campaign=what-state-is-the-cheapest-for-long-term-care-costs http://www.shawamerican.com/what-state-is-the-cheapest-for-long-term-care-costs/#comments Mon, 30 Apr 2012 17:01:20 +0000 admin http://www.shawamerican.com/?p=1288 Pop quiz 1.      What state is considered the southern most northern state and the northern most southern state? 2.      What state has the oldest population of any state? The median age is 40. 3.      On January 26, 1960 Danny Heater, scored 135 points in a high school basketball game earning him a place in the [...]

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]]> http://www.shawamerican.com/what-state-is-the-cheapest-for-long-term-care-costs/feed/ 0 How Many People Are Missing Out On The Death Benefits? http://www.shawamerican.com/how-many-people-are-missing-out-on-the-death-benefits/?utm_source=rss&utm_medium=rss&utm_campaign=how-many-people-are-missing-out-on-the-death-benefits http://www.shawamerican.com/how-many-people-are-missing-out-on-the-death-benefits/#comments Mon, 23 Apr 2012 13:25:21 +0000 admin http://www.shawamerican.com/?p=1244 How many policy holders do you think it takes to screw in a light bulb? Ok so I’m not joking here on this one there is a record number of policies out there where the insured’s have passed away and no one is claiming the Life Insurance Money! I know I hear you all saying [...]

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]]> http://www.shawamerican.com/how-many-people-are-missing-out-on-the-death-benefits/feed/ 0 What Are The Average Costs For Home Aid Services? http://www.shawamerican.com/what-are-the-average-costs-for-home-aid-services/?utm_source=rss&utm_medium=rss&utm_campaign=what-are-the-average-costs-for-home-aid-services http://www.shawamerican.com/what-are-the-average-costs-for-home-aid-services/#comments Mon, 23 Apr 2012 13:20:35 +0000 admin http://www.shawamerican.com/?p=1241 Were you aware that the average cost of homemaker services is $18.00 and home health aide services is $19.00 an hour. The Baby Boomer Generation is getting closer and closer to the age where the need for Long Term Care Services will be needed. With that in mind that means the average costs for Long [...]

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]]> http://www.shawamerican.com/what-are-the-average-costs-for-home-aid-services/feed/ 0 Genworth To Stay In The Long Term Care Business As Prudential And MetLife Have Pulled Out http://www.shawamerican.com/genworth-to-stay-in-the-long-term-care-business-as-prudential-and-metlife-have-pulled-out/?utm_source=rss&utm_medium=rss&utm_campaign=genworth-to-stay-in-the-long-term-care-business-as-prudential-and-metlife-have-pulled-out http://www.shawamerican.com/genworth-to-stay-in-the-long-term-care-business-as-prudential-and-metlife-have-pulled-out/#comments Fri, 06 Apr 2012 15:39:58 +0000 admin http://www.shawamerican.com/?p=1158 Long Term Care Business with Genworth generated 29 percent of its business last year. Genworth believes that “down the line this could be an exceedingly profitable business for them.” Prudential has stopped selling their Long Term Care products to individuals just as of last month and MetLife pulled out of the Long Term Care market [...]

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]]> http://www.shawamerican.com/genworth-to-stay-in-the-long-term-care-business-as-prudential-and-metlife-have-pulled-out/feed/ 0 Breaking News: Hartford To Leave The Annuity And Individual Life Business http://www.shawamerican.com/breaking-news-hartford-to-leave-the-annuity-and-individual-life-business/?utm_source=rss&utm_medium=rss&utm_campaign=breaking-news-hartford-to-leave-the-annuity-and-individual-life-business http://www.shawamerican.com/breaking-news-hartford-to-leave-the-annuity-and-individual-life-business/#comments Sun, 01 Apr 2012 16:46:58 +0000 admin http://www.shawamerican.com/?p=1087 This was just announced from Hartford they want to make their primary focus on Property/Casualty Business. Chairman, President and CEO Liam McGee said Hartford started looking into these changes back in mid-2011. Some are viewing this as a smart move to improve their sales in the Property and Casualty side while others are viewing this [...]

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]]> http://www.shawamerican.com/breaking-news-hartford-to-leave-the-annuity-and-individual-life-business/feed/ 0 Who Is Right The IRS/Courts Or The Buyers, Administrators And Sellers When It Comes To Life Insurance Policy Valuation? http://www.shawamerican.com/who-is-right-the-irscourts-or-the-buyers-administrators-and-sellers-when-it-comes-to-life-insurance-policy-valuation/?utm_source=rss&utm_medium=rss&utm_campaign=who-is-right-the-irscourts-or-the-buyers-administrators-and-sellers-when-it-comes-to-life-insurance-policy-valuation http://www.shawamerican.com/who-is-right-the-irscourts-or-the-buyers-administrators-and-sellers-when-it-comes-to-life-insurance-policy-valuation/#comments Mon, 26 Mar 2012 17:23:44 +0000 admin http://www.shawamerican.com/?p=990 This could be a touchy subject with many people especially when  you are up against the IRS/Courts. There is many a debate on whether there should be tax consequences on the cash value of Life Insurance policies when the policy has been transferred, sold or surrendered. Is this income or not income for the client [...]

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]]> http://www.shawamerican.com/who-is-right-the-irscourts-or-the-buyers-administrators-and-sellers-when-it-comes-to-life-insurance-policy-valuation/feed/ 0 Life Insurance Or Long Term Care Insurance Which One Should I Choose? Now There Is A Solution! http://www.shawamerican.com/life-insurance-or-long-term-care-insurance-which-one-should-i-choose-now-there-is-a-solution/?utm_source=rss&utm_medium=rss&utm_campaign=life-insurance-or-long-term-care-insurance-which-one-should-i-choose-now-there-is-a-solution http://www.shawamerican.com/life-insurance-or-long-term-care-insurance-which-one-should-i-choose-now-there-is-a-solution/#comments Fri, 16 Mar 2012 15:54:00 +0000 admin http://www.shawamerican.com/?p=786 This little article says it all when it comes to the benefits of buying a Life policy with the Long Term Care Rider. Life with a Long Term Care rider is a simple solution to those calls you make and the person says “why would I need a Long Term Care Policy if it doesn’t [...]

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]]> http://www.shawamerican.com/life-insurance-or-long-term-care-insurance-which-one-should-i-choose-now-there-is-a-solution/feed/ 0 Estate Tax Which Way Will It Go In The Obama Administration? http://www.shawamerican.com/estate-tax-which-way-will-it-go-in-the-obama-administration/?utm_source=rss&utm_medium=rss&utm_campaign=estate-tax-which-way-will-it-go-in-the-obama-administration http://www.shawamerican.com/estate-tax-which-way-will-it-go-in-the-obama-administration/#comments Wed, 14 Mar 2012 16:33:47 +0000 admin http://www.shawamerican.com/?p=759 Vice President Biden’s new top aide, Steve Ricchetti founded the Coalition for America’s Priorities in 2005 and began to print and broadcast campaign in favor of preserving the estate tax, which Republicans were trying to permanently abolish. In this day and age we need to stay up to date on the Estate Tax laws for [...]

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]]> http://www.shawamerican.com/estate-tax-which-way-will-it-go-in-the-obama-administration/feed/ 0 Looking For A “Go To” Company For Your Next Impaired Risk Case? http://www.shawamerican.com/looking-for-a-go-to-company-for-your-next-impaired-risk-case/?utm_source=rss&utm_medium=rss&utm_campaign=looking-for-a-go-to-company-for-your-next-impaired-risk-case http://www.shawamerican.com/looking-for-a-go-to-company-for-your-next-impaired-risk-case/#comments Wed, 22 Feb 2012 14:45:28 +0000 admin http://www.shawamerican.com/?p=571 Everyone has several clients who own a permanent product that is under performing do to the low interest rate environment. In addition, complicating the situation even more, the client’s health may be “under performing” also. Advisers call us everyday asking which company is a “Go-To” in these situations. Could I suggest Aviva Life ? Aviva [...]

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]]> http://www.shawamerican.com/looking-for-a-go-to-company-for-your-next-impaired-risk-case/feed/ 0 Performance Evaluation http://www.shawamerican.com/performance-evaluation/?utm_source=rss&utm_medium=rss&utm_campaign=performance-evaluation http://www.shawamerican.com/performance-evaluation/#comments Fri, 03 Feb 2012 21:30:20 +0000 admin http://www.shawamerican.com/?p=533 Don’t forget to include into your planning program for 2012 performance evaluation.  Performance evaluation is an easy concept designed to assist you in exploring the need to reviewing existing life insurance policies comparing those to current market offerings. Performance evaluations is  used to make sure that as time changes your client’s retirement, benefits, and/or estate [...]

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