You are missing the opportunity of a lifetime……….
If you haven’t looked at the MoneyGuard® product recently with Lincoln Financial Group, you have really missed the boat. Lincoln Financial placed over $20 billion of MoneyGuard® premium last year. To put that number in perspective, that amount of premium would have ranked the MoneyGuard’s® production as one of the top 20 life insurance companies in the world if it was a stand-alone company.
Why do clients love MoneyGuard®? Many consumers have put away into a CD or other investment, cash that they know they can’t lose because they may need it in the future for long-term care coverage. Statistics show that 70 percent of all Americans will need some kind of long-term care during their lives. Many believe that they can’t save up enough money to cover this contingency.
With interest earnings all-time lows and the stock market volatility at all-time highs, our clients are looking for products with true guarantees to solve big problems. First of all, The MoneyGuard® Product guarantees 100% return of your premium from day one. Under age 60, the pool of long-term care is approximately five to six times the single premium. The cash value does have a slight interest earning, just like a CD has a slight interest earning. There is a death benefit in most cases that’s approximately 50 percent more than the single premium but what really makes this product sizzle is the long-term care benefit that’s available immediately after purchase.
MoneyGuard® provides a guarantees and a huge LTC benefit, more than anything it provides “Peace of Mind”. Your clients know “a penny saved is a penny earned”, they know they can avoid costly LTC premiums by purchasing a guaranteed MoneyGuard® product.
Click here to request a kit. I hope you enjoy selling this product as much as we have!