Everyone has several clients who own a permanent product that is under performing do to the low interest rate environment. In addition, complicating the situation even more, the client’s health may be “under performing” also. Advisers call us everyday asking which company is a “Go-To” in these situations. Could I suggest Aviva Life ? Aviva [...] Read more »
Performance Evaluation
Don’t forget to include into your planning program for 2012 performance evaluation. Performance evaluation is an easy concept designed to assist you in exploring the need to reviewing existing life insurance policies comparing those to current market offerings. Performance evaluations is used to make sure that as time changes your client’s retirement, benefits, and/or estate [...] Read more »
Marketing Index UL? Use An IUL With A Guaranteed Death Benefit !
Marketing index ULs has become the new spirit of 2012. Many of our customers and carriers have found index ULs to light a fire to their life insurance sales. Quite often, the index ULs gives you significant market upside with little or no downside effect. Most of you are familiar with the basics of index [...] Read more »
Help Your Client Have The Right To Buy Sell Agreement By Including These Important Points Mentioned By Steve Leimberg
This Is a great article by one of my favorite estate planning attorneys, Steve Leimberg JD, take a few minutes to review these tips with your best clients to make sure they have taken all of the steps nescesary to protect their family’s wealth. Reviewing buy sell agreements can unearth some of your best opportunities [...] Read more »
Funding Buy-Sell Agreements Explained
“Everyone involved in business and estate planning has enjoyed the brilliant article by Steve Leimberg. This is an excellent article written in 2007 which is very relevant today. Don’t miss page four which compares funding buy sell agreements with life insurance as opposed to borrowing the funds latter to pay for it. Hope you enjoy [...] Read more »
